2026 Roof Replacement Cost Report: Prices & Hail Risk by State
What does a new roof actually cost in 2026 — and where does hail make it worse? We aggregated roof size, local labor and material rates, permit fees, and hail frequency across 100 US metros in 38 states to map real roof-replacement costs nationwide. Every figure below is computed with the same method as the BuildFolio city roof calculators.
The headlines
The spread is wide: a typical asphalt-shingle replacement runs about $12,346 in Alabama versus $27,362 in New York — driven by local labor rates, average roof size, and permit fees. Hail exposure compounds it: in high-hail states, roofs are replaced more often and insured at higher premiums.
Roof replacement cost by state (2026)
Ranked most to least expensive. “Typical cost” is an asphalt-shingle replacement for the state’s average roof size (material + labor + permit), shown as a ±15% range. Metal and tile cost more.
| State | Typical roof replacement | Avg roof (sq ft) | Asphalt $/sq ft | Hail days/yr | Avg permit | Metros |
|---|---|---|---|---|---|---|
| New York NY | $23,258–$31,467 | 3,061 | $6.00 | 1.8 | $199 | 2 |
| Hawaii HI | $20,298–$27,462 | 2,270 | $7.50 | 0.0 | $249 | 1 |
| Alaska AK | $18,872–$25,533 | 2,258 | $7.00 | 0.5 | $232 | 1 |
| Illinois IL | $18,785–$25,416 | 2,749 | $5.75 | 3.0 | $191 | 1 |
| Massachusetts MA | $18,768–$25,392 | 2,335 | $6.75 | 1.5 | $224 | 1 |
| Washington, D.C. DC | $17,418–$23,566 | 2,337 | $6.25 | 1.5 | $207 | 1 |
| New Jersey NJ | $17,180–$23,243 | 2,260 | $6.38 | 1.5 | $212 | 2 |
| California CA | $15,689–$21,226 | 2,223 | $5.83 | 0.2 | $208 | 13 |
| Colorado CO | $13,858–$18,750 | 2,224 | $5.17 | 4.8 | $187 | 3 |
| Washington WA | $13,359–$18,074 | 2,146 | $5.17 | 0.8 | $191 | 3 |
| Florida FL | $13,034–$17,635 | 2,196 | $5.02 | 1.1 | $189 | 7 |
| Nevada NV | $13,014–$17,607 | 2,192 | $4.94 | 0.6 | $173 | 4 |
| Georgia GA | $12,776–$17,284 | 2,300 | $4.65 | 2.0 | $195 | 1 |
| Arizona AZ | $12,709–$17,195 | 2,172 | $4.86 | 0.6 | $172 | 7 |
| Idaho ID | $12,701–$17,184 | 2,247 | $4.75 | 1.0 | $157 | 1 |
| Wisconsin WI | $12,601–$17,048 | 2,284 | $4.62 | 2.8 | $154 | 2 |
| Minnesota MN | $12,598–$17,044 | 2,131 | $4.88 | 2.8 | $178 | 2 |
| Oregon OR | $12,453–$16,849 | 1,900 | $5.25 | 0.6 | $230 | 1 |
| Michigan MI | $12,407–$16,786 | 2,327 | $4.50 | 2.5 | $146 | 1 |
| New Mexico NM | $12,328–$16,679 | 2,312 | $4.50 | 2.5 | $146 | 1 |
| Virginia VA | $12,241–$16,562 | 2,223 | $4.60 | 1.2 | $162 | 4 |
| Pennsylvania PA | $12,174–$16,471 | 2,260 | $4.50 | 2.0 | $152 | 1 |
| North Carolina NC | $12,040–$16,290 | 2,243 | $4.51 | 1.7 | $161 | 5 |
| Missouri MO | $11,993–$16,225 | 2,205 | $4.50 | 3.5 | $158 | 2 |
| Texas TX | $11,817–$15,988 | 2,160 | $4.47 | 3.2 | $162 | 14 |
| Maryland MD | $11,713–$15,847 | 2,000 | $4.75 | 1.8 | $200 | 1 |
| Tennessee TN | $11,700–$15,830 | 2,263 | $4.30 | 2.5 | $158 | 2 |
| Ohio OH | $11,501–$15,560 | 2,120 | $4.47 | 2.6 | $162 | 3 |
| Kentucky KY | $11,474–$15,523 | 2,264 | $4.25 | 2.0 | $141 | 1 |
| Indiana IN | $11,375–$15,390 | 2,150 | $4.35 | 3.0 | $160 | 1 |
| Iowa IA | $11,363–$15,374 | 2,242 | $4.25 | 4.0 | $141 | 1 |
| South Carolina SC | $11,305–$15,295 | 2,100 | $4.60 | 1.8 | $175 | 1 |
| Nebraska NE | $11,242–$15,210 | 2,278 | $4.12 | 4.5 | $138 | 2 |
| Oklahoma OK | $11,087–$15,000 | 2,309 | $4.00 | 5.2 | $136 | 2 |
| Louisiana LA | $10,991–$14,870 | 2,122 | $4.38 | 1.5 | $158 | 2 |
| Kansas KS | $10,764–$14,563 | 2,279 | $4.00 | 5.5 | $129 | 1 |
| Arkansas AR | $10,699–$14,476 | 2,240 | $4.00 | 3.0 | $133 | 1 |
| Alabama AL | $10,494–$14,198 | 2,100 | $4.25 | 2.0 | $145 | 1 |
Source: BuildFolio analysis of 100 metros. Labor rates: U.S. Bureau of Labor Statistics (2025). Climate/hail: NOAA Climate Normals. Permits: city/county records (2025). Cost model matches the BuildFolio city roof calculators.
Cite this report
Free to reference with a link to the source. Suggested citation:
BuildFolio. "2026 Roof Replacement Cost Report: Prices & Hail Risk by State."
build-folio.com/roof-replacement-cost-report/
Journalists & researchers: contact us for the underlying metro-level dataset.
Want the exact cost for your roof?
These are metro averages. Measure your roof from satellite by address and get a cost estimate from its real size and your local rates — free, no signup.
Measure my roof free Check my hail & storm riskHow we built this
Each metro’s typical asphalt roof cost is computed as (average roof square footage × local asphalt material $/sq ft) + labor (0.03 hours/sq ft × the local BLS labor rate) + the local permit fee, then shown as a ±15% range — the same formula behind the BuildFolio city roof calculators, so the report and the calculators agree. State figures are the average of their member metros. Metal and tile roofs run higher (they carry higher material and labor multipliers).
Data sources: U.S. Bureau of Labor Statistics (2025 labor rates), NOAA Climate Normals (hail/climate), city & county permit records (2025), and BuildFolio internal market estimates. Costs are modeled estimates for an average roof, not quotes; your actual price depends on your roof’s real size, pitch, tear-off, and material.
Frequently asked questions
How much does a new roof cost in 2026?
Across the 100 US metros in this report, a typical asphalt-shingle roof replacement averages about $15,652 for an average 2,226 sq ft roof (material, labor, and permit; a typical range runs $13,304–$18,000). Metal and tile cost more. Your actual price depends on your roof’s real size and pitch — measure it free by address with the BuildFolio roof tool.
Which state has the most expensive roof replacement?
Of the 38 states analyzed, New York has the highest average asphalt roof replacement cost (about $27,362), and Alabama the lowest (about $12,346). Cost is driven by local labor rates, average roof size, and permit fees.
Where is roof hail damage most common?
By average hail days per year across its metros, Kansas tops this report at 5.5 hail days/year. Frequent hail raises both replacement frequency and insurance costs — check your address’s storm exposure with the free BuildFolio storm & hail report.
How is the roof replacement cost calculated?
Each metro’s typical asphalt cost = (average roof square footage × local asphalt material $/sq ft) + labor (0.03 hours/sq ft × the local BLS labor rate) + the local permit fee, shown as an ±15% range. It’s the same formula as the BuildFolio city roof calculators. Metal and tile run higher.
Can I get the exact roof cost for my address?
Yes — the free BuildFolio roof measurement tool measures your roof from satellite by address and returns a cost estimate from your real size and local rates, no signup required.