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Home Improvement Financing

By BuildFolio Team · Last updated January 28, 2026

Find the right financing for your project. Compare personal loans, HELOCs, contractor financing, and payment plans. Resources for homeowners and contractors.

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Financing Types Compared

Home Improvement Loans

Unsecured personal loans for renovations. No home equity required, fast approval, fixed rates.

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Home Equity vs Personal Loan

Compare secured vs unsecured options. When to use your equity and when to keep it.

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HELOC vs Personal Loan

Line of credit vs lump sum. Which works better for your project timeline and budget?

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Cash-Out Refi vs HELOC

Both tap home equity, but work differently. Understand rates, terms, and best use cases.

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FHA 203(k) Loans Home Improvement LOC Construction vs Equity Loans Secured vs Unsecured Fixed vs Variable Rate Personal Loan vs Credit Card
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Project-Specific Financing

Roofing Financing HVAC Financing Kitchen Remodel Financing Bathroom Remodel Financing Deck Financing Windows & Doors Siding Financing Pool Financing Solar Panel Financing Basement Finishing ADU Financing Garage Conversion Foundation Repair Landscaping Financing Fence Financing
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Financing by Credit Situation

Bad Credit Options Fair Credit Options Get Approved with Bad Credit No Equity Options No Credit Check Credit Requirements Soft Credit Check Pre-Qualification
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Financing by State

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Financing by City

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For Contractors: Offer Financing to Customers

Help customers afford projects and close more deals with contractor financing options.

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How to Offer Financing
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Why Offer Financing
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Financing Increases Sales
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Choose a Financing Partner
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Payment Plans Guide
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Compliance Guide
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GreenSky Alternatives
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Wisetack Alternatives

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